ISO Partnership

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ISO PARTNERSHIP

Your business, your terms. Provide your merchants with a full suite of payment tools and business solutions that come with a very profitable cost structure for you.

FIS’ Independent Sales Organization (ISO) Partner Program delivers a comprehensive suite of payment solutions, security and business tools to meet the needs of your merchant customers – all packaged together with a revenue generating price model for you.

ISO Partner benefits include:

  • Highest revenue opportunity
  • Support for a full range of payment processing capabilities including credit and debit cards, electronic checks and ACH, mobile, gift and loyalty cards, gateway services and more
  • Low-cost hardware purchase and lease options
  • Secure next-day reporting with easy viewing of transaction-related data as well as deposit and batch history–all from the convenience of a Web interface
  • Consolidated, easy to read merchant processing statements
  • Consultative support and guidance on regulatory and compliance responsibilities
  • A payments technology partner you can trust

Customer benefits

  • Comprehensive payment solutions from end-to-end processing to cutting-edge loyalty programs, all from one single source partner
  • Expanded channel reach with mobile, online, and in the store payment acceptance options
  • A wide range of point-of-sale options including countertop, wireless and mobile, EMV®/chip card, near-field communication (NFC) technology and more, with competitive hardware purchase prices and low-cost lease options
  • Tools and services to protect payment data and stay compliant including PCI compliance and breach protection, scheduled quarterly scans to make sure they remain compliant, and even $100,000 of data breach protection
  • The support and strength of FIS

ISO Partnership terms

  • ISO owns the merchant relationship, gets revenue opportunity
  • ISO responsible for all expenses associated with merchant support
  • ISO is required to register with the Associations
  • ISO is required to establish a separate contract for BIN/ICA sponsorship
  • ISO is liable for merchant losses

ISO responsibilities

  • ISO will have full responsibility of the merchant relationship including responsibility for the cost of prospecting, sales, pricing, contracting, underwriting, boarding, ongoing support, back-office functions, and processing with FIS.
  • ISO will have responsibility for risk monitoring and compliance.

FIS responsibilities for ISO Program

  • FIS provides ISO with a fee schedule for each and all the services offered by FIS. ISO will price their merchants as they determine appropriate. Fee schedule includes rates for processing transactions, authorizations, products, services as well as FIS’s equipment programs
  • Fee schedule will be competitive and allow ISO the ability to markup appropriately to earn greatest revenue potential for portfolio of merchants
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